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Meridian/Mortgages/First-time buyers
Mortgages advice

First-time buyers

First-time buyers

Getting onto the ladder with a plan you understand, from budget to keys.

Your home may be repossessed if you do not keep up repayments on your mortgage.

What to expect

We start by understanding your situation, then search the market and explain the options in plain terms. You get a clear recommendation and we handle the process from there.

Good to know

  • Work out a realistic budget before you view, including deposit and fees
  • Get an agreement in principle so offers are taken seriously (it typically lasts around 90 days)
  • A larger deposit can open lower rates, so we model the trade-offs
  • We guide you from valuation through to completion
Important. An agreement in principle is not a full mortgage offer, and lending depends on a full assessment of your circumstances.

Questions about first-time buyers?

Book a call with an adviser and we will talk it through, with no obligation.